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Real Estate

Home Purchase

If you are looking to purchase your dream home we are by your side every step of the way.

Mortgage loans are available to:

  • Purchase residential property
  • Refinance an existing mortgage
  • Access home equity loans for investments, emergencies, consolidate debts or other major expenses


If you are buying a home the following documents are required:

  • Job letter from employer and last 3 pay slips
  • If self-employed - audited / management accounts for the business for the last 3 years, supported by bank statements for the same period
  • Valid identification – driver’s license, passport or national identification
  • Tax Registration Number (TRN)
  • Proof of Age – birth certificate or passport
  • Proof of address – preferably in the form of a utility bill
  • Most recent utility bills
  • Last three (3) rent receipts if applicable
  • Written confirmation of existing indebtedness
  • Proof of funds to complete the transaction
  • Proof of ownership of existing assets
  • Evidence of deposit or statement from Attorney holding carriage of the sale
  • Copy of signed Sales Agreement
  • Valuation Report for the property to be purchased
  • Surveyor’s ID Report for the property to be purchased
  • Copy Certificate of Title for property to be mortgaged
  • Any other documents deemed necessary by the Bank

Fees may apply, so please check our fee guide

Come in branch and talk to us about getting a loan.

Contact Us
We want to hear from you
JAM 888-SAGICOR(724-4267)
UK 00-800-4-SAGICOR