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Visa Classic

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Visa Mastercard

The Visa Dual Classic is a first –level credit card for persons looking for financial flexibility to make purchases worldwide and pay in US dollars or Jamaican dollars depending on what is owed.

  • 10% discount at Budget Car Rentals in US, Canada and Latin America when you book online at
  • Free Auto Rental Insurance Coverage - from American International Group Inc (AIG) for coverage of the damages to the rental vehicle only, due to collision, theft, vandalism, accidental fire, up to 31 days in Canada and USA (excludes Puerto Rico and US Virgin Islands). The customer must initiate and pay for the rental in full with this card and decline the Collision Damage Waiver or similar coverage; all drivers must be included in the rental agreement
  • Local and international use - provides instant purchasing power at over 25 million merchants worldwide
  • Cash access worldwide via banks and ATMS
  • Global Service from Visa Classic Service Centre, which provides emergency card related assistance for our customers who have traveled (outside home country), anytime, anywhere, via toll-free number for:
    • Damages, Lost or Stolen Card Reporting
    • Emergency Cash Replacement
    • Emergency Cash Advance
  • FREE Visa Travel Accident Insurance for coverage up to US$ 250,000 against accidental death, dismemberment or paralysis when traveling with a common carrier once the tickets are purchased (in full) with this card, for the cardholder, spouse and unmarried, dependent children under 18 and up to age 23 for full time students
  • Earn Sagicor Bank rewards at a rate of 1 point per J$100 or USD$1 spent
Annual Fee- Primary Cardholder US $49.57
Annual Fee- Additional Cardholder US $39.66
Replacement Card US $44.62
Late Fee US $39.66/JM $1,982.98
Over-limit Fee US $39.66/JM $1,982.66

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